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Moisture is not a quality issue. The adjuster can take a sample of the production to determine quality. Production should be kept separate in farm storage by unit.
A pixelated map displays raw data and is color-coded showing variance in the
field. When providing maps for a Precision Claim, pixelated maps are acceptable.
If you are unsure if a map is acceptable, you should talk with your agent or PTS
for more details.
The effect of contouring in GIS software is to smooth the raw data in a field into distinct areas with a given boundary, creating a contoured map. The process is often used to create prescriptions from harvest data. Since the process also eliminates unplanted areas and covers holes, it is not usable to verify planted acres. Contoured maps are not acceptable for use for a precision claim.
Third party documentation (i.e. summary/settlement sheets from the elevator) is required when applicable and available. Insureds are expected to have available hard copy records that will 1) support the total production raised for the crop/county/year being reviewed and 2) that can demonstrate how production was kept separate between various units, practices and types (if applicable).
Insureds will also want make themselves available to meet with the quality control reviewer as the reviews will need to be completed before the claims can be processed.
Agents can encourage their producers to begin assembling the production history documentation that will be necessary to complete the APH Review. Agents may also want to be sure all current year policy documents have been submitted to the FMH home office so that the Contract Review can be completed without delay.
Once a claim is reported, FMH adjusters will be in contact with policyholders and/or agents. They will discern which policies will need a review and take the steps necessary to initiate these reviews. At that point FMH’s Compliance Field Specialist will oversee the review completion to ensure that all the components of the review are completed by objective and unbiased persons and according to RMA procedures.
News list template is the only template available by default.
FMH Employees Grow Industry Advocacy Efforts
Apr 30, 2025, 11:30
by
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Two FMH employees graduated from the Crop Insurance and Reinsurance Bureau Emerging Leaders Program (CIRB ELP) this April. FMH congratulates Candy Magee, Senior Vice President – Business Intelligence, and Billy Meade, Sales Development Manager, on their completion of
the program!
The CIRB ELP creates an opportunity for FMH employees to learn how to advocate for the crop insurance industry by meeting with elected officials and learning about policy issues.
Magee said that one of the biggest takeaways from her experience in the program was the opportunity to participate in the Washington D.C. Fly-In on Capitol Hill and meet with elected officials. She added, “I value the ability to gain a better understanding of the biggest challenges faced by CIRB member companies similar to FMH and the opportunity to network with them.“
Educating, advocating, and sharing ideas across the industry strengthens insurance and ultimately benefits FMH, its agents, and policyholders with improved coverage. FMH relies on advocacy organizations like CIRB to continue protecting and growing the crop insurance program to provide our industry and producers with a stable financial safety net.
Fellow ELP participant Meade said, “The collaboration, teamwork, and support experienced across the industry is uncommon for competitors! I believe it's something unique to this industry and shows the commitment we all have for its success.“
He plans to stay in contact with the many ELP members he’s met and use his experience with CIRB as a catalyst to build awareness with agents and coworkers of ongoing CIRB advocacy efforts. Meade also encourages others to continue advocating for the crop insurance program through education.
With a total of 22 CIRB ELP graduates since the program was founded in 2015, FMH is committed to representing the interests of our company, agents, and policyholders.
Many policyholders already collect precision ag data during planting. Put that data to work to report acreage for crop insurance with FMH Precision Solutions.