Endorsements & Options

FMH offers several MPCI endorsements and options for extra protection, from county level coverage to hurricane force winds and specialty crops.

Policy Options

Enhanced Coverage Option

ECO provides area-based coverage for a portion of the deductible of your underlying policy, with top-end coverage levels up to a 95% level.

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Hurricane Insurance Protection

The Hurricane Insurance Protection-Wind Index (HIP-WI) Endorsement offers extra protection from hurricane force winds when combined with an underlying crop insurance policy.

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Post-Application Coverage Endorsement

PACE provides extra coverage for projected yield lost when you are unable to post-apply nitrogen due to field conditions created by adverse weather.

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Stacked Income Protection

The Stacked Income Protection Plan (STAX) is a crop insurance product for upland cotton that provides coverage for a portion of the expected revenue for your area.

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Supplemental Coverage Option

The Supplemental Coverage Option is a county-level revenue-based or yield-based optional endorsement with coverage levels up to 86%.

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