Reporting a Crop Claim

Reporting a Crop Claim

FOR ALL PLANS
(Except Area Yield Protection (AYP), Area Revenue Protection (ARP), Area Revenue Protection-Harvest Price Exclusion (ARP-HPE),
Rainfall Index (RI) & Vegetation Index (VI)

Insureds

Insureds should contact their agent to report a claim.

Agents

Agents may report claims by logging into the
FMH Agent Center.

Form

Complete a "Notice of Damage or Loss" Card: fax to 515-282-1220 or mail to the following address:
6785 Westown Parkway
West Des Moines, IA 50266

Phone

Phone the Home Office: Claim Reporting Center 855-364-3276 ext. 042

What can insureds do to expedite the claim process?

  • Be Organized
  • Submit your claim for indemnity on time. The Common Crop Policy places strict limitations on an Insurance provider's ability to pay any claim that is not submitted in a timely manner.
  • Keep production records separate by unit.
  • As much as possible have available written third party verification of yield history available.
  • Cooperate with the adjuster in the investigation or settlement of a claim.

What is a simplified claim?

The Simplified Claim Process (SCP) is available for a number of crops. This process allows insureds to submit information to prove their claim without having an adjuster make an inspection. To qualify, all acreage of the unit must be harvested and all production must be delivered to a third party with written verification provided. To be eligible, the loss must be less than $20,000 per optional unit and less than $40,000 for a basic or enterprise unit. For more information on the SCP procedures please contact your agent or click the button below.