Who We Are
Farmers Mutual Hail Insurance Company of Iowa (FMH) is one of the nation’s leading providers of crop insurance, serving America’s farmers since it was founded in the heartland in 1893.
Our Products
FMH provides crop insurance to protect farmers against the financial risk of weather events, natural disasters, or market fluctuation. FMH offers both federal crop insurance and supplemental private products such as protection against hail, wind, and market price fluctuation.
Reinsurance
FMH provides reinsurance products and solutions, assuming risk from other companies including farm mutuals and regional carriers throughout the United States.
Ag Brokerage Solutions
FMH is among the first farm insurance companies to offer a wide range of ag-focused insurance products through its brokerage services, allowing agents to round out customers’ coverage with options like farm & ranch, personal lines, agribusiness, animal mortality, equine, transportation, and workers’ compensation.
Why Partner With Ag Insurance
Crop and farm insurance are integral to the success of any farm operation’s financial management and agronomic planning.
Farmers rely on crop insurance to see them through crop losses, market price fluctuations, and unforeseen disasters before, during, and after their crops are in the ground. In 2023, 1.2 million federal policies were sold protecting more than 130 different crops across 540 million acres, with an insured value of $200+ billion.*
As technology continues to integrate farm systems, software, and data across these operations, ag insurance is a critical component that enhances the way farmers plan and work.
*Per National Crop Insurance Services website: https://cropinsuranceinamerica.org/what-is-crop-insurance
CREATE solutions benefiting growers, ag service providers, and the insurance industry
LEVERAGE your technology with an essential part of any farm operation
BROADEN your reach within the ag insurance space
Join Us In Enhancing The Future Of Ag
With FMH, your business will feel confident you are working with:
Leaders in Precision Ag Solutions
We were among the first in the industry to create crop insurance solutions based on the accurate data from precision ag technology. We continue to innovate and lead in this growing insurtech space.
Experts in Crop Insurance
The key to our 130 years of success is knowledgeable and innovative employees. Our employees are leading experts in their fields and serve on multiple industry organization committees to impact the future of crop insurance.
Investors in Technology
FMH leadership care about innovation and the future of agriculture. We are committed to offering the best technological solutions for progressive farmers. FMH proudly serves as an original investor in the Global Insurance Accelerator (GIA).
Proprietary Technology
We build and enhance our own systems and software, which allows for efficient integration with our technology, and the opportunity to work with in-house IT teams who understand insurance.
A Trusted Brand in Agriculture
We have earned the trust of farmers for six generations through world-class service and independent agents who choose to offer our products to their customers.
America’s Crop Insurance Company™
FMH takes pride in being a U.S.-based company and is one of the last U.S.-owned Approved Insurance Providers. As a mutual company, FMH is owned by its policyholders – American farmers – and that is to whom FMH remains dedicated.
Connect With Us Today
We pride ourselves on being experts and leaders in the integration of precision ag data and crop insurance. As we continue to pursue and invest in innovative technologies, we are looking for business partners to grow along with us.