01
Report Loss
If you have a loss, contact your FMH agent to report a claim. Let your agent know you have precision ag records to support the claim.
FMH Precision Crop Insurance Solutions™
Use Precision Ag Data for Crop Insurance Claims
Simplify your crop insurance claims and APH reviews using the precision ag data you’re already collecting. FMH Precision Solutions helps producers submit electronic planting, harvest, and calibration records to streamline claim processing.
Easier Claims with Precision
Using Precision Ag Data to Simplify Crop Insurance Claims
If you’re already using precision ag data for acreage and production reporting, you already have much of the documentation needed to support a precision crop insurance claim. FMH adjusters can use three precision records to verify production and adjust claims more efficiently. Fewer documents mean fewer appointments, less manual paperwork, and faster claim payments.
Precision records can be used to support:
Replant Claims
Prevent Plant claims (varies by situation)
Yield loss claims
Revenue loss claims
How It Works
How to Report a Precision Crop Insurance Claim
From the field to your final report, completing the process takes just three steps.
02
Provide Records
If you’ve already submitted acreage and production data with FMH Precision Solutions, your adjuster will already have access to the necessary documents in FMH systems. If your data isn’t yet in FMH systems, provide the following for your adjuster to support your claim:
- Seeding Map
- Harvest Wet Weight Map
- Calibration Report
03
Review Your Claim with Your Adjuster
Once your adjuster has verified records and processed all necessary information, you’ll be asked to review and sign off on the claim documents electronically using FMH’s secure e-signature process.
04
Receive Your Claim Payment
Enroll in direct deposit to receive your claim payment even faster!
No Claim This Year? Your Precision Data Still Matters
Even without a crop insurance claim, submitting your precision ag data each year helps prepare you for future APH reviews.
We recommend that producers without a claim do the following:
- Submit your precision harvest data electronically in the FMH Policyholder Center
- Upload your combine calibration report in the FMH Policyholder Center
- Review and sign your production report with your agent
Maintaining complete precision records throughout the year reduces paperwork and ensures documentation is easily accessible in the event of an APH review.
Precision Data Makes APH Reviews Easier
Actual Production History (APH) reviews can require extensive, time-consuming paperwork. By using FMH Precision Solutions for reporting and claims, you’re already collecting much of the information needed for an APH review.
Instead of relying on load logs, bin measurements, or paper records, your precision planting, harvest, and calibration data provide organized electronic records that help simplify the review process.
Even if you don’t have a claim this season, upload your data through the FMH Policyholder Center so it’s available in the event of a review.