The Risk Management Agency (RMA) Pasture, Rangeland, and Forage (PRF) insurance program is designed to provide insurance coverage on your perennial pasture, rangeland, or forage acres. It provides insurance protection for losses of forage produced for grazing or harvested for hay, which result in increased costs for feed, destocking, depopulating, or other actions.
AVAILABILITY
PRF is available in the 48 contiguous states with the exception of a few grids that cross international borders. Certified organic and transitional organic irrigated hay practices are eligible for coverage.
COVERAGE BASED ON PRECIPITATION
Coverage is based on a lack of precipitation or rainfall using the Rainfall Index area-based plan of insurance.* The Rainfall Index (RI) uses weather data collected and maintained
by NOAA’s Climate Prediction Center. The index reflects how much precipitation is received relative to the long-term average for a specified area and timeframe.
*Payments are not triggered by drought caused by windy or dry conditions.
INDEX INTERVAL DATES
You must select at least two, two-month time periods called index intervals in which precipitation is important for the growth and production of the forage species. For more information on available intervals
by practice and type, check the county actuarials with your agent.
Downloads & Resources
PRODUCT FLYER
Find a product overview, benefits and coverage details
PRODUCT BROCHURE
View pricing information, guidelines and details about the plan
| PRF IMPORTANT DATES | ||
|---|---|---|
| Rainfall Index Dates | ||
| Sales Closing Date | December 1 | |
| Cancellation Date | December 1 | |
| Contract Change | August 31 | |
| Acreage Reporting | December 1 | |
| Premium Billing | September 1 | |
Program Dates: There is a $30 administration fee per crop per county.
Review the Pasture, Rangeland, Forage policy on RMA for further information.
Note: If an applicant chooses to insure grazing land or hayland under a PRF plan, they cannot
insure the same crop and intended use type under any other FCIC subsidized program.
Insureds are not required to insure all their acres, but cannot exceed the total number of grazing or haying acres they operate.
Additional Information
Coverage Level
The producer may select a coverage level ranging from 70% up to 90% in 5% increments for each county and crop type.
Productivity Factor
The producer is allowed to select a Productivity Factor, from 60% to 150% in 1% increments, for each county and crop type. This factor allows the producer to customize their coverage.
County Base Value Per Acre
The county base value per acre is FCICdetermined production value of the crop in the county as contained in the actuarial documents.
Dollar Amount of Protection Per Acre
(County Base Value per Acre) x (Coverage Level) x (Productivity Factor)
Only one Dollar Amount of Protection per Acre may be selected for each county and crop type.
Grid Id
A specific code associated with each grid contained in the actuarial documents.
Policy Protection Per Unit
(Protection Per Acre) x (Insured Acres) x (% of Value) x (Share for each unit)
The result of multiplying the Dollar Amount of Protection per Acre by the insured acres, multiplied by the percent of value, and then multiplied by the insured's share for each unit. The Policy Protection per Unit is shown on the insured's Summary of Coverage.
Unit
The insured acres within a grid ID for each crop, intended use, index interval, and share. If there are multiple grid IDs on a policy, then index values are not added together. Each unit and crop stands on its own.