Protection against loss of yield due to a county-level production loss.
Area Yield Protection Overview
Area Yield Protection (AYP) insures against widespread loss of production of your crop in a county. AYP is primarily intended for use by those producers whose farm yields tend to follow the average county yield. AYP is a county-based insurance product that pays an indemnity in the event the Final County Yield falls below the Trigger Yield you selected. Individual farm yields are not considered, so your individual farm may experience a reduced yield, but you may not receive an indemnity.
How Area Yield Protection Works
- AYP uses county yields based on NASS data.
- AYP pays an indemnity if the Final County Yield is below the Trigger Yield.
What Are The Benefits?
FLEXIBLE COVERAGE
Flexible program that allows the producer to choose between several coverage levels and amounts of protection.
CROP POLICY COMPATIBLE
Fits well with a full coverage crop hail policy, which provides additional individual coverages.
BACKED BY FCIC
Subsidized by the Federal Crop Insurance Corporation and protects against widespread loss of yield in a county.