Fire damage to pastureland can be an incredibly large loss and can be caused by multiple uncontrollable reasons, such as lighting strikes or down power lines due to storms.
Pasture Fire from Farmers Mutual Hail is a new product designed to provide policyholders with the extra protection they need to ensure acres used for grazing livestock are covered should they experience a loss due to fire. Policyholders who typically purchase the federal product Pasture, Rangeland, and Forage (PRF) may be interested in FMH Pasture Fire for a more comprehensive risk management plan.
How Does it Work?
Pasture Fire covers fire damage and loss as a direct result from:
- Equipment and Machinery
- Lightning Strike
- Downed Power Lines (Weather Related)
Pasture Fire will also cover the fire department service charge, up to $750.00 per occurrence, not to exceed $1,500.00 in any one insurance period.
Pasture Fire is solely offered by FMH and is not reinsured by the FCIC. Coverage under this policy is non-continuous and must be purchased and approved by FMH each crop year.
Where is it Available?
Pasture Fire coverage is available in AZ, CA, CO, ID, KS, NE, NM, NV, OK, OR, UT, WA, and WY.
For over 125 years, FMH has developed innovative products to meet the needs of America’s farmers. FMH private products are some of the most comprehensive in the industry and are designed to fill in the gaps left behind by federal crop insurance. FMH provides farmers with Complete Farm Insurance Solutions™ by offering private and crop hail insurance products, federal crop insurance products, and property, liability, cyber, and auto insurance products created for the risk management needs of farmers.
Learn More About Pasture Fire
Talk to your FMH agent to learn how Pasture Fire can fit into your risk management plan.