Agents paying an insureds premium is not permissible because it can be seen as a Rebating practice. Rebating is strictly prohibited by the Federal Crop Insurance Act and the Standard Reinsurance Act.
As per Section 4.m.xiii of the FMH Agent Agreement: "Agency shall not: Pay premium directly or indirectly on behalf of an applicant or policyholder."
Yes, when you are on Step 2 of Quick Pay, select "Other Amount" and enter the amount you want to pay from the first bank account. Continue with the payment process and upon completion there will be an option to "make another payment" where you can enter your second banking information to make your second split payment.
If you are eligible for a discount you would have received a "Cash Discount" letter in the mail. When making your payment in Quick Pay, you will see a "Cash Discount" option available under the "Select Payment Amount" section.
The amount number is indicated under PAYMENT OPTIONS on your Statement of Account letter. Under the Quick Pay option you will see all of the values required to utilize Quick Pay.
