Reporting an MPCI Claim

This information is intended to briefly summarize policy provisions and/or handbook language and does not, in any manner, change the requirements prescribed by the policy and/or the applicable handbooks.

How to Report MPCI Claims

 

For All Plans

(Except Area Yield Protection (AYP), Area Revenue Protection (ARP), Area Revenue Protection-Harvest Price Exclusion (ARP-HPE), Rainfall Index (RI) & Vegetation Index (VI))

 

Insureds should contact their agent to report a claim and agents may report claims in the following manner:

  FMH Website (preferred method):
www.fmh.com (username and password required)

  Complete a "Notice of Damage or Loss" Card:
fax to 515.282.1220 or mail to the following address:
6785 Westown Parkway
West Des Moines, IA 50266

  Phone the Home Office:
Claim Reporting Center 855.364.3276 ext. 042

 

For AYP, ARP, ARP-HPE, RI & VI PLANS

No claim reporting requirements

 

 

What is a simplified claim?

The Simplified Claim Process (SCP) is available for a number of crops. This process allows insureds to submit information to prove their claim without having an adjuster make an inspection. To qualify, all acreage of the unit must be harvested and all production must be delivered to a third party with written verification provided. To be eligible, the loss must be less than $20,000 per optional unit and less than $40,000 for a basic or enterprise unit.

 

For more information on the SCP procedures please contact your agent or click the button below.

MORE ON SIMPLIFIED CLAIMS

What can insureds do to expedite the claim process?

1.  Be organized.

2.  Submit your claim for indemnity on time. The Common Crop Policy places strict limitations on an Insurance provider's ability to pay any claim that is not submitted in a timely manner.

3.  Keep production records separate by unit.

4.  As much as possible have available written third party verification of yield history available.

5.  Cooperate with the adjuster in the investigation or settlement of a claim.

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