Choose a leader in Crop insurance

FMH Leads the Industry with Precision Crop Insurance Solutions™ and Over 125 Years of Dedication to America’s Farmers

Farmers Mutual Hail protects farmers livelihoods by providing robust and comprehensive crop insurance. From row crops to pastureland, and from drought to hail storms, make sure you choose a crop insurance provider who has the experience, stability, and technology solutions you need.

Why choose Farmers Mutual Hail for your risk management plan?

Experience & Stability

In recent years, the crop insurance industry has seen multiple companies enter the federal risk management market only to leave a few years later. In addition, more and more crop insurance companies are bought and sold by foreign investors.

When you choose Farmers Mutual Hail for your crop insurance needs, you are choosing a U.S.-based crop insurance provider with proven financial stability – in fact, we have been protecting America’s farmers since 1893. Plus, as a mutual company, FMH can’t be bought and sold like a stock-holding company.


Precision Leader

FMH was the first crop insurance company to offer precision ag technology solutions to enhance crop insurance processes for farmers. We continue to lead the industry with Precision Crop Insurance Solutions™, which provide farmers the ability to use precision data for faster crop insurance claims adjustments and accurate required reporting.

FMH’s new Cyber Risk Protection product protects farm operations from losses due to damage to software and operating systems including precision ag technology.

Read more: FMH Offers New Cyber Risk Protection For Farmers

World Class Claims Service

With over 400 highly-trained crop insurance adjusters across the nation, FMH is prepared to help policyholders settle claims accurately and promptly so you can get back to what matters most: your livelihood.

Our claims service has been ranked World Class by our policyholders for the third year in a row.

Read More: New Survey Results: FMH World Class Customer Service Continues

America’s Crop Insurance Company 

FMH takes pride in being a U.S.-based company, headquartered in America’s heartland. As a mutual company, we are owned by our policyholders, American farmers, and that’s to whom we remain dedicated.

Comprehensive Hail Coverage

FMH leads the industry with one of the most comprehensive crop hail and supplement coverage suites available. Designed to fill in the gaps left behind by federal crop insurance, our products protect against perils such as hail damage and loss, wind damage, replant expenses, loss due to fire and vandalism, and even revenue loss due to price changes or yield shortages. 


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