Policy Options
Irrigation Equipment
The FMH Irrigation Equipment coverage referral program is implemented and underwritten by Mid-America Risk Managers, Inc. (MARM)
The MARM package policy is extremely broad, with special perils, replacement cost (regardless of age), collision between systems, collision with fixed objects, collapse and mechanical and electrical failure.
How Does It Work?
90% Coinsurance is required, so check your values with your clients' dealer.
Availability
IA, IL, IN, KS, KY, MN, NE, SD, WI
Equipment Breakdown Coverage
No matter the farm size, equipment exposed to harsh conditions is at risk of breaking down. That’s why Farmers Mutual Hail has partnered with Mutual Boiler RE to offer Equipment Breakdown coverage.
Example Covered Exposures:- Computers and Printers
- Emergency Generators
- Transformers
- Compressors
- Pumps
- Refrigeration Units
- Boilers
Availability
IA, IL, IN, KS, KY, MN, NE, SD, WI
Your home is full of electrical, mechanical, or pressurized systems that often require specialized diagnostic tools and skilled technicians to repair. Equipment Breakdown coverage protects you against unexpected repair or replacement costs.
Example Covered Exposures:- Computer Equipment
- High Efficiency Home Heating and Central A/C Systems
- Home Appliances
- Home Security Systems
- Sump Pumps
- Surround Sound Systems
- Water Heaters
Availability
IA, IL, IN, KS, KY, MN, NE, SD, WI