The FMH Irrigation Equipment coverage referral program is implemented and underwritten by Mid-America Risk Managers, Inc. (MARM)
The MARM package policy is extremely broad, with special perils, replacement cost (regardless of age), collision between systems, collision with fixed objects, collapse and mechanical and electrical failure.
IA, IL, IN, MN, NE, SD, WI
How Does It Work?90% Coinsurance is required, so check your values with your clients' dealer.
What are the benefits?
Fills the gap left by the FMH FO/RO program which does not allow coverage for irrigation equipment.