Auto

Products Designed for Farmers




Cloud Package Discounts Save money with our competitive policy bundling discounts that apply when combining our Farm & Ranch products and/or our Crop Hail insurance. Contact your agent to learn more about how you can save.

Policy Options

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Personal Auto

Farmers Mutual Hail Personal Automobile coverage offers premier protection for both your family and your vehicle. From pick-up trucks to commuter cars to SUVs, FMH can insure and protect the investment you have made in your personal vehicle.

How Does It Work?
Personal auto premiums are based in part on the kind of car you drive, where you live, and who primarily operates the vehicle. Collision, Liability, and Comprehensive coverages are also available. Special limits and exceptions apply, so please ask your agent for more details.

Auto Coverages
  • Collision
  • Liability
  • Comprehensive

Availability
IA, IL, IN, KS, KY, MN, NE, SD, WI  

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Farm Trucks

We know that your farm trucks serve as more than just transportation. From hauling grain into town to performing routine maintenance around your property, Farmers Mutual Hail Farm Truck policies cover any truck used exclusively for farm purposes.
 

How Does It Work?
Farm Truck coverage works similarly to Personal Auto coverage with Collision, Liability, and Vehicle coverages available, along with many customized policy types to fit your needs. Premiums are based on the specifications of the truck, its use, and its location. Your agent can help you determine which program is the best fit for the type of truck you own and its use.

Availability
IA, IL, IN, KS, KY, MN, NE, SD, WI  

PA

Miscellaneous Vehicles

Your farm relies on many more vehicles than just cars and trucks. Whether you use your UTV to spray crops or drive a dune buggy to navigate your property, FMH has flexible policies to cover the miscellaneous vehicles that your farming operation needs.

Farmers Mutual Hail can cover the following miscellaneous vehicles:

  • ATVs
  • UTVs
  • Snowmobiles
  • Motorcycles
  • Dune buggies
  • Golf carts
  • And more
How Does It Work?
FMH Miscellaneous Vehicles coverage offers Liability Coverage, Medical Payments Coverage, and coverage for damage to your miscellaneous vehicle.
 
Special limits and exceptions apply, so please ask your agent for more details.

Availability
IA, IL, IN, KS, KY, MN, NE, SD, WI