Wind with Extra Harvest Allowance is an optional Crop Hail endorsement that provides coverage for wind, green snap, and extra harvest expense for corn that has blown down due to wind damage. It covers ears that cannot be recovered because of flattening, bending, or breaking of the stalk.
In the event that wind damage has caused harvest expenses to increase, the insured may be eligible for an Extra Harvest Allowance indemnity payment. Any Extra Harvest Allowance paid by FMH will not exceed 8% of the field limit of insurance.
Coverage is available for field corn, seed corn, and sweet corn. Wind coverage expires on:
- September 15: AR, CO, KY, OK, and TN;
- October 1: KS;
- October 15: IL, IN, MI, MO, OH, and WI;
- November 1: IA, MN, ND, NE, and SD.