A windstorm can flatten your fields in a matter of minutes. Green Snap protects against losses from wind damage to your crops so that you’re financially covered even when your fields can’t be harvested.
Green Snap (GS) is an optional Crop Hail endorsement that provides protection against the severing or breaking of the stalk at a joint above the brace roots and below the ear as a result of natural wind and will prevent an ear from forming or prevent the harvesting of the ears by normal harvesting equipment.
- Three Green Snap deductibles are available: 0% Deductible/Basic, 10%, or IP2F
- Three policy combinations with Crop Hail are available:
• Basic hail coverage with either 0% Deductible/Basic or 10% GS
• Deductible hail coverage with either 0% Deductible/Basic or 10% GS
• Companion hail coverage with 0% Deductible/Basic, 10%, or IP2F GS
Field corn, seed corn, sweet corn, and popcorn. All crop(s) may not be available in some states.
All acres of the same type of corn (as mentioned above) in which the insured has an interest in the county must be covered with the Green Snap endorsement.
When Does Coverage Attach
Coverage will attach once the crop has reached the seventh-leaf (V7) stage of growth.
0% Deductible/Basic Payout Formula
(Percent of Loss) x (Limit of Insurance per Acre)
Catastrophe Allowance applies.
10% Payout Formula
[(Percent of Loss) - (10)] x (1.25) x (Limit of Insurance per Acre)
When the loss equals or exceeds 50%, the policy pays like Full Coverage. Catastrophe Allowance applies.
Exclusions and Expiration Date of Coverage
Exclusions of this coverage include neglect, failure to properly care for the crop, other weather perils, insects, disease, chemicals, failure of ears to pollinate, or failure to harvest the field corn in a timely manner.
Coverage under this endorsement will expire on September 15.
IP2F Payout Formula
[(Percent of Loss) - (5)] x (2) x (Limit of Insurance per Acre)
You will receive full payment of loss up to a 10% loss, but a loss exceeding 10% will be calculated by the above calculation.